Paper & Petal · Budget downloads
Printable budget planner
Bring your bills, spending and payoff plans into focus. Choose a printable debt tracker for handwritten records or a monthly budget spreadsheet for calculated totals.
Printable PDF trackers
The Debt Snowball Tracker records debts, minimum payments and payoff dates. It is a PDF for manual tracking—not a spreadsheet with automatic calculations.

Debt Snowball Tracker — Fillable Edition
$5.49The original calm sage debt tracker, now with real typed PDF fields and clickable payoff progress boxes.

Calm Sage Savings Challenges & Sinking Funds Pack
$14.9952-week and 100-envelope challenges, no-spend trackers and sinking funds sheets

Retro 70s Sunset Savings Challenges & Sinking Funds Pack
$14.9952-week and 100-envelope challenges, no-spend trackers and sinking funds sheets

Thrift Mustard Savings Challenges & Sinking Funds Pack
$14.9952-week and 100-envelope challenges, no-spend trackers and sinking funds sheets

Kawaii Candy Savings Challenges & Sinking Funds Pack
$14.9952-week and 100-envelope challenges, no-spend trackers and sinking funds sheets
Retro 70s Debt Snowball Tracker
$3.49Retro 70s debt payoff tracker
Y2K Debt Snowball Tracker
$3.49Y2K debt payoff tracker
Mermaid Debt Snowball Tracker
$3.49Mermaid debt payoff tracker
Kawaii Debt Snowball Tracker
$3.49Kawaii debt payoff tracker
Gothic Debt Snowball Tracker
$3.49Gothic debt payoff tracker
Dark Academia Debt Snowball Tracker
$3.49Dark Academia debt payoff tracker
Cottagecore Debt Snowball Tracker
$3.49Cottagecore debt payoff tracker
Boho Debt Snowball Tracker
$3.49Boho debt payoff tracker
Minimal Mono Debt Snowball Tracker
$3.49Minimal Mono debt payoff tracker
Ocean Blue Debt Snowball Tracker
$3.49Ocean Blue debt payoff tracker
Mustard Sunshine Debt Snowball Tracker
$3.49Mustard Sunshine debt payoff tracker
Moonlit Debt Snowball Tracker
$3.49Moonlit debt payoff tracker
Lilac Dream Debt Snowball Tracker
$3.49Lilac Dream debt payoff tracker
Peachy Debt Snowball Tracker
$3.49Peachy debt payoff tracker
Blush Pink Debt Snowball Tracker
$3.49Blush Pink debt payoff tracker
Neutral Debt Snowball Tracker
$3.49Neutral debt payoff tracker
Celestial Debt Snowball Tracker
$3.49Celestial debt payoff tracker
Debt Snowball Tracker
$3.49Printable payoff tracker with progress bars
Monthly budget spreadsheets
The Calm Monthly Budget Spreadsheet has automatic totals for income, fixed bills, variable spending and savings. Download the XLSX file to work in Excel or Google Sheets.

Debt Payoff Spreadsheet — Spreadsheet Edition
$12.99A calm sage debt payoff workbook comparing snowball and avalanche plans, with automatic payoff dates and interest totals.

Boho Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Peachy Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Celestial Witch Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Gothic Raven Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Kawaii Candy Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Mustard Sunshine Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Cottagecore Meadow Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Blush Pink Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Minimal Mono Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Y2K Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Moonlit Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Ocean Blue Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Dark Academia Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Lilac Cloud Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Neutral Linen Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Retro 70s Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Mermaid Lagoon Monthly Budget Spreadsheet — Start Anytime
$6.99Auto-totals for income, bills and savings

Calm Monthly Budget Spreadsheet
$6.99Auto-totals for income, bills and savings
Choose the format for your routine
Choose PDF if you prefer writing down payments and keeping a paper record. Choose XLSX if you want to enter amounts and review calculated monthly totals. Open any product to inspect its actual page previews, price and download format before adding it to your cart.